Our installment loans provide one lump sum upfront, which you repay over time through fixed installment payments, making it easier to plan and stay on budget.

For loans under $800, we review a credit report from an alternative reporting agency rather than the three major credit bureaus. This helps us verify eligibility, including whether you have outstanding loans elsewhere.

For loans over $800, we pull a TransUnion credit report.

That’s no problem, you can still apply even if you have a loan now. We’ll review your situation and go over your options with you.

Yes, you can still qualify with steady income. Just bring your most recent award letter so we can verify your income and move forward.

Live in the local area, have verifiable income, and have a checking/savings account or ACH Debit Capable Card Bank Account.

All store locations are open Monday to Friday from 9:00 am to 6:00 pm and on Saturday from 10:00 am to 2:00 pm. We are closed Sunday.

No problem, as long as your bankruptcy has been discharged or closed.

The fastest way is to call or visit the location most convenient for you, or apply online and a representative will contact you during business hours the same day.

It normally takes 30 minutes or less from application to pre-approval.

Each customer’s situation is different and the only way for us to determine what is right for you is to process the application completely. We will do our absolute best to try to get you the amount that you request.

No. You can qualify for a loan even if you don’t have a direct deposit into your account.

Possibly. Each time you apply for a new loan or refinance your current loan, we review your information to determine the amount you may qualify for at that time. Loan amounts can vary based on factors like payment history, income, and state guidelines.

In some cases, you may be eligible to refinance your current loan for a new loan amount. This would require a new application and approval. A team member can walk you through your options based on your current account and eligibility.

You can pay off your loan at any time with no penalty for early payoff. For scheduled payments, you can visit our office, have a payment processed through your bank, or make a payment by phone using a debit card. You’re also welcome to pay more than your scheduled amount at any time to pay your loan off faster.

We respect the privacy of our customers and we keep all of your personal information and information regarding all transactions completely confidential.

Please contact the office manager for any concerns, or if you would like to praise a staff member. If you have a complaint that can’t be resolved to your satisfaction by the office manager, please contact our home office at (877) 342-7114.

We’ll go over everything with you upfront. Our goal is to make sure your payment plan fits comfortably within your monthly budget.

Yes, you can pay off your loan early with no penalty.